Many credit detection and identity protection products on the market today have decided to address the problem of credit theft. Debix is one such offer. On paper, it certainly makes sense. After all, credit theft is a terrible problem faced by modern society. As we advance in a digital age, predators of our credit get more advanced. Products like Debix that focus on correcting credit theft or even credit alerts to identity theft have become very popular. The alternative approach to the identity theft issue would seem to be protection and prevention products, which attempt to protect your credit before the attacks occur in the first place. So which approach to identity theft works best?
Debix's approach is their standard $1 million dollar guarantee. They also offer a feature that minimizes the amount of new credit card offers sent out to you. This is part of a program they call Breach Solution. Which also offers to call you on your cell phone with a Debix On Call Investigation Specialist when they detect possible identity theft occurrences. They also offer to keep your phone number private from creditors, although the National Do Not Call list provides that free of charge. We've found a number of additional services that Debix includes in their package that you can easily find for free elsewhere.
The basic Debix product offers you Personal Breach Detection services which actively monitors unregulated global networks for your identity information. It would be better of Debix worked towards preventing fraud before happens, but they've chosen to tailor their plan around correcting mistakes once they've occurred, and decided to neglect the idea of prevention and protection in their system.
• Debix website has a wealth of information about their products, including information about their identity theft protection program.
• Debix is only 9.95 per month. Unfortunately it lacks a lot of the features we've found standard in many other Identity Theft protection offers on the market.
• Website offers testimonials and stories from real users.
• Product is often times confusing and convoluted.
• We’d like to see a trial of their program, it might make us feel more comfortable about their product.
• There are no features that protect against Identity Theft from occurring.
The Bottom Line
So is Debix really the best identity theft system out there like they claims to be? We’d like to believe, but if it was really that great wouldn't everyone be using it? We’d like to see some more identity theft prevention and protection to go along with all their post theft features before we get that excited about this product. Plus, we'd feel a little bit more confident if they offered a trial offer.
Top Choice for 2014: Identity Guard
After inspecting a number of identity theft protection programs, Identity Guard Total Protection has become our top choice. This product offers customers a 30-day trial offer that includes email, text, and phone alerts, 3 credit scores, comprehensive identity monitoring features, as well as the personal ID theft response team and internet surveillance. No other program combines all these services into one program. When you factor in the trial offer and all the ID Theft prevention and protection services, it's easy to see why Identity Guard Total Protection is our top identity theft protection program.